• Homeowners Insurance Includes - Single family dwellings, Condos, Townhome’s, Renters, Landlords, Mobile Homes, Umbrellas, and Flood insurance.
  • Auto Insurance Includes - Autos, Trucks, Motorcyles, Motor homes. What is your car's value?
  • Specialty Insurance Includes - Snowmobiles, ATVs, Boat, Jet skis
  • Life Insurance Include - Permanent and Term Insurance, Mortgage Protection, Estate Planning.
  • Commercial and Workers Compensation - Call 303-443-1180 for availability.

Money Saving Insurance Tips

  • Raise Deductibles (but also raise liability limits)
    • You can over insure property but you can NOT over insure liability
  • Keep home, auto, and sometimes life insurance with same company.
  • Check for payment options that provide discounts.
  • Check implemented discounts.
  • Make sure that ticket or accident surcharge went away when it matured to 3 – 5 yrs. This is not always automatic.
  • Towing and glass seem to pay off the most frequently.
  • You can still improve insurance credit score even if your finance credit score is excellent.
  • Don’t process claims that are under your deductible unless another party is involved.

Available Discounts

  • Home/Auto (multi line)
  • Life/Auto/Home (home and autos receive discounts when a Farmers Life policy is in force.)
  • (EFT) electronic fund transfer discount when paying monthly
  • (ABS) Anti-lock brake discount
  • Airbags
  • Occupational discounts include: Teachers, Engineer with degree, Fire Fighters, Law Enforcement Officer, Nurse, Physician, Surgeon, Pharmacists, Psychiatrists, Psychologists, Scientist.
  • Good Student- youthful driver discount
  • YES (Your Essential Safety) youthful driver discount
  • Home Security System- Fire/Burgler Alarm (not smoke alarm)